Track Your NDIS Spending and Know Your Remaining Budget

Managing every dollar in your plan helps you secure the supports you need all year. This guide breaks down the steps, tools, and habits that keep your funds on track — whether you self-manage, use a plan manager, or rely on NDIA management.

Why Tracking Your NDIS Budget Matters

• Your plan must last for the full length of its dates. Overspending early risks gaps in support later in the year.

• Underspending can mean missed therapy, equipment, or skill-building opportunities.

• Accurate records make plan reviews smoother and show the NDIA how you used your budget.

Know What You’re Working With

1. Understand Your Support Budgets

Budget Type	Key Purpose	Flexibility	Where to View
Core Supports	Everyday activities and community access	High — most categories interchangeable	myplace or my NDIS app
Capacity Building	Skill development and independence	Funds stay within each sub-category	myplace or my NDIS app
Capital Supports	Assistive tech and home mods	Locked to quoted items	myplace or my NDIS app

2. Confirm Your Opening Balances

• Open the myplace participant portal on myGov or the newer my NDIS portal, depending on where your plan sits.

• Tap “Funding Report” or “View budget” to see dollars allocated, dollars spent, and dollars remaining.

• Check each support category separately; flexibility differs between them.

Simple Tracking Tools

For Self-Managed Participants

• my NDIS mobile app — shows live balances, lets you filter by category, and lets you make quick claims on the go.

• myplace portal — download Funding Reports and export spreadsheets for deeper analysis.

• NDIS Budget Calculator — estimate weekly or monthly spending limits before you book supports.

• DIY spreadsheets — an Excel sheet that mirrors your categories can work offline and is free.

For Plan-Managed Participants

• Plan Manager Dashboard — most managers (e.g., Plan Tracker, Canny, Leap in!) offer 24/7 portals, weekly balance emails, and alerts at 70% spend.

• Request monthly statements if they are not arriving automatically; plan managers must provide regular reports under the NDIS Guide to Plan Management.

For NDIA-Managed Participants

• myplace or my NDIS app — view provider claims in real time, check service bookings, and spot duplicate invoices.

• Ask your support coordinator to monitor utilisation through PACE with your consent; coordinators can now see live budgets and notify you if spending trends look risky.

Build a Personal Budget Tracker in Five Steps

1. List each budget category and its opening balance.

2. Divide each balance by the number of months left in the plan to get a safe monthly limit.

3. Enter planned services (hours and hourly rate) and check the totals against the limits.

4. Record each invoice or claim as it happens; reconcile monthly with the portal or plan-manager statement.

5. Flag categories hitting 70% utilisation early, then adjust frequency or price of supports before funds dry up.

Tips to Avoid Running Out Too Early

• Set calendar reminders for fortnightly check-ins with your portal, app, or plan-manager dashboard.

• Hold quick quarterly budget reviews with your support coordinator to realign spending and goals.

• Use service agreements that cap total hours or dollars; this prevents unfamiliar rates from creeping in.

• Keep a small contingency (5-10% of each flexible category) for unexpected costs like urgent equipment repairs.

• Compare provider prices against the current NDIS Price Arrangements when you renew agreements or book new supports.

Bringing It All Together

Regular visibility equals control. Choose at least one live-update tool (app, portal, or plan-manager dashboard) and one forecasting aid (spreadsheet or NDIA calculator). Combine those with consistent check-ins, clear service agreements, and open conversations with coordinators or plan managers. You’ll stay on top of every support, meet your goals, and step confidently into your next plan review.